What should I do if I am involved in a car accident in Ohio?
If you are involved in a car accident in Ohio, there are several steps that you should take to protect your legal interests:
- Stop and assess the situation: If you are involved in a car accident, you are required by law to stop your vehicle and assess the situation. If anyone is injured, you should call 911 immediately.
- Exchange information with the other driver: You should exchange contact and insurance information with the other driver involved in the accident.
- Gather evidence: You should take pictures of the accident scene and the damage to both vehicles. You should also get the contact information of any witnesses to the accident.
- Report the accident: If the accident results in injuries, deaths, or property damage over $1,000, you are required to report the accident to the Ohio Bureau of Motor Vehicles within six months.
- Notify your insurance company: You should notify your insurance company of the accident as soon as possible. Your insurance company will investigate the accident and help you file a claim if necessary.
- Do not admit fault: You should not admit fault for the accident, even if you think that you were responsible. Fault will be determined by the insurance companies and possibly a court of law, based on the evidence gathered.
- Consult with an attorney: If you or someone else was injured in the accident, or if there is a dispute over who was at fault, you should consult with an attorney. An experienced attorney can help protect your legal interests and guide you through the process of filing a claim or defending against a claim.
Limitations or exceptions: If you were driving under the influence of drugs or alcohol at the time of the accident, your insurance company may deny your claim. Additionally, if you were driving without insurance at the time of the accident, you may be personally liable for any damages that you caused.
Suggestions for further action: If you were injured in the accident, you should seek medical treatment as soon as possible. You should also keep detailed records of your medical treatment and expenses, as these will be important in filing a claim for damages. Finally, you should be careful about what you say to the other driver, witnesses, and insurance adjusters, as anything you say could potentially be used against you later on.