What legal steps should I take to ensure my California business is in compliance with workers' compensation laws?
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As a California business owner, it is crucial to comply with the state's workers' compensation laws in order to protect your employees and your business. Here are some legal steps you can take to ensure your compliance with these laws:
- Obtain workers' compensation insurance: California law requires that all employers carry workers' compensation insurance, even if you only have one employee. This insurance provides benefits to employees who are injured or become ill as a result of their work. You can purchase this insurance from a private insurance carrier, or you can apply for self-insurance if you meet certain requirements.
- Post required notices: California law requires that you post notices about workers' compensation in a prominent location in your workplace. These notices should inform your employees about their rights to medical treatment, disability benefits, and the process for reporting and filing a claim.
- Develop a written injury and illness prevention program: California law also requires that you develop and implement a written program to prevent workplace injuries and illnesses. This program should include policies and procedures for identifying and controlling hazards, training employees on safe practices, and reporting and investigating injuries.
- Report workplace injuries: If an employee is injured or becomes ill as a result of their work, you must report the injury to your workers' compensation insurance carrier within 5 days. You will also need to file a report with the state's Division of Workers' Compensation if the injury results in lost work time, medical treatment beyond first aid, or death.
- Keep accurate records: You should maintain accurate records of workplace injuries and illnesses, including any workers' compensation claims filed. These records should be kept for at least 5 years.
It is important to note that California's workers' compensation laws are complex and can be subject to frequent changes. If you have any questions or concerns about your business's compliance with these laws, it is recommended that you consult with a licensed California attorney who specializes in workers' compensation law.
