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What legal steps do I need to take as a small business owner in Texas to protect myself from liability in case a customer gets injured while on my premises?

Picture of Chris Battis By   ·  1 minute read

As a small business owner in Texas, you have legal responsibilities to ensure the safety of your customers while they are on your premises. To protect yourself from liability in case a customer gets injured while on your premises, there are several legal steps you can take:

  1. Obtain Adequate Insurance Coverage: Adequate insurance coverage is crucial to protect your business and personal assets from any legal claims that may arise as a result of customer injuries. Liability insurance, specifically General Business Liability Insurance, can cover expenses such as medical bills and legal fees that arise from a customer's injury on your business premise.
  2. Regularly Inspect Your Property: Conduct regular inspections and maintenance of your business facilities and equipment to ensure that they are in a safe condition for your customers. Repairs should be done immediately when damage is noticed, and signs should be posted when areas are considered to be unsafe.
  3. Display Warning Signs: Displaying warning signs indicates that you have taken measures to alert customers of any potential hazards. This would discourage any claim from a customer who was injured because they did not know about the potential danger.
  4. Ensure Employees Receive Safety Training: Providing safety training to your employees and conducting regular safety meetings can help ensure that your employees understand the importance of safety and what needs to be done to avoid accidents.
  5. Implement Safety Protocols: Implement safety procedures, such as an incident reporting system, to make sure that employees are aware of and can report any potential safety issues. Keep records of incidents reported and how they were addressed.
  6. Hire Experienced Staff: Hiring experienced staff helps minimize the occurrence of safety hazards as they have a heightened sense of awareness of potential safety hazards that may exist.

To ensure maximum safety, purchase insurance. It is the most crucial step to take to protect your business from legal claims made from someone who gets injured on your property.