As a lawyer, the minimum requirements for auto insurance coverage vary from state to state. In order to determine the specific requirements in your state, it is necessary to consult the state's statutes or regulations governing auto insurance.
In general, most states require that drivers maintain liability insurance coverage for bodily injury and property damage caused to others, which can range from $15,000 to $50,000 per person and $30,000 to $100,000 per accident for bodily injury, and $5,000 to $25,000 for property damage. Some states also require drivers to carry additional types of coverage, such as uninsured motorist coverage or personal injury protection.
It is important to note that these are only the minimum requirements mandated by the state, and drivers may choose to carry additional coverage to provide greater protection in the event of an accident. It is also important to review your policy regularly to ensure that coverage limits are sufficient and to update the policy as necessary to reflect changes in your circumstances or needs.
If you have questions about your state's requirements for auto insurance coverage or need assistance selecting or purchasing the appropriate coverage, it is advisable to consult with a licensed attorney or insurance professional.
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