What are the laws regarding worker's compensation in Pennsylvania, and how can my business ensure we are in compliance with them?

In Pennsylvania, employers are required to carry worker's compensation insurance for their employees, with very few exceptions. The purpose of worker's compensation is to provide benefits and medical care to employees who are injured or become ill as a result of their work, regardless of fault. The current law in Pennsylvania requires that employers provide medical treatment, compensation for lost wages, and possibly additional compensation if a worker is permanently injured or unable to work.

To ensure that your business is in compliance with the worker's compensation laws in Pennsylvania, there are several steps you should take:

1. Obtain worker's compensation insurance. As mentioned before, almost all employers in Pennsylvania must carry worker's compensation insurance for their employees. Failure to do so can result in hefty fines, so obtaining insurance is an essential step in ensuring compliance.
2. Display the Proper Notices. Under Pennsylvania law, employers must post a notice informing employees about worker's compensation in a conspicuous location in the workplace. The notice must also include information about the employer's worker's compensation insurance carrier.
3. Report Injuries Promptly. Employers are required to report any workplace injuries to their worker's compensation insurance carrier and the Bureau of Workers' Compensation within 21 days of the injury. Failure to report an injury promptly can result in penalties and fines.
4. Cooperate with the BWC. If an employee files a claim for worker's compensation benefits, the BWC may investigate the claim. Employers are required to cooperate with the BWC's investigation and provide any necessary information.
5. Keep Accurate Records. Employers must maintain accurate records of workplace injuries and illnesses, as well as worker's compensation claims.

There are some exceptions to the worker's compensation laws in Pennsylvania, such as for agricultural and domestic employees, as well as certain independent contractors. If you are unsure whether your employees are covered under worker's compensation laws, it is best to consult with an employment lawyer.

In conclusion, worker's compensation laws in Pennsylvania are designed to protect employees who are injured or become ill as a result of their work. As an employer, it is crucial to ensure that you are in compliance with these laws to avoid penalties and fines. By obtaining worker's compensation insurance, posting the proper notices, reporting injuries promptly, cooperating with the BWC, and keeping accurate records, you can help protect your business and your employees.