As an employer in Texas, your responsibility regarding workers’ compensation insurance is governed by the Texas Workers’ Compensation Act.
Under this act, Texas employers must carry workers’ compensation insurance to cover their employees in the event of a work-related injury or illness. This requirement applies to all employers, regardless of the size of the business or the number of employees.
Additionally, Texas does not require employers to carry disability insurance or to offer paid leave, so workers’ compensation insurance is often the only source of financial support available to employees who are injured on the job.
There are some exceptions to this requirement, including certain types of businesses that are exempt from the requirement to carry workers’ compensation insurance, such as most sole proprietors, partnerships, and limited liability companies.
If you are unsure whether you are required to carry workers’ compensation insurance or have questions about your specific obligations under this law, it is wise to consult with a Texas-based attorney with experience in workers’ compensation law. They can help you understand your responsibilities as an employer and develop a plan for complying with the law in a way that is tailored to your business’s unique needs.
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