If you are injured in a car accident in Georgia, you have several options to recover damages for your injuries.
First, you can file a claim with your own insurance company if you have personal injury protection (PIP) coverage. This coverage pays for medical expenses, lost wages, and other costs associated with your injury regardless of who was at fault for the accident.
If you do not have PIP coverage or your damages exceed your policy limits, you can file a claim with the at-fault driver's insurance company. Georgia is a fault-based state, which means the party responsible for causing the accident is liable for the damages. You can recover damages for medical expenses, lost wages, pain and suffering, and other costs.
If the at-fault driver is uninsured, you may be able to file a claim with your own insurance company under your uninsured motorist coverage. This coverage pays for damages when the other driver has no insurance.
If the insurance company does not offer a fair settlement or denies your claim, you can file a lawsuit against the at-fault driver. Georgia has a two-year statute of limitations for personal injury claims, so it is important to act quickly.
In addition to these options, you may also be eligible for compensation if a defective product or road hazard contributed to the accident. An experienced personal injury attorney can help you determine the best course of action and maximize your recovery.
It is important to note that Georgia follows a modified comparative fault system. This means that if you are found to be partially at fault for the accident, your damages may be reduced based on your percentage of fault. If you are found to be more than 50% at fault, you may not be able to recover any damages.
If you are injured in a car accident in Georgia, it is important to seek medical attention and document your injuries and expenses. You should also consult with an experienced personal injury attorney to understand your options and protect your rights.
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