What are my options if a client refuses to pay for my services or products in Florida?

If a client refuses to pay for your services or products in Florida, you have a few options available to you:

1. Send a demand letter:

   Your first step should be to send a demand letter to the client requesting payment for the goods or services provided. The demand letter should specify the amount owed, the due date, and any interest or additional fees that may be applicable. It should also include a deadline for payment, typically 10 to 14 days.

2. File a lawsuit:

   If the demand letter fails to elicit payment, you can file a lawsuit in small claims court or, if the amount in question exceeds $8,000, in circuit court. In small claims court, you can represent yourself without an attorney and the process is typically quicker and less expensive. In either court, you will need to prove that the goods or services were provided and that payment is due.

3. File a lien:

   Under Florida law, you may be able to file a lien on any property that was improved or repaired by or received goods or services from you. This can include real property (like a house) or personal property (like a car). Filing a lien can make it difficult for the client to sell or transfer the property until the debt is resolved.

4. Hire a collections agency:

   You can hire a collections agency to pursue payment on your behalf. They will typically charge a percentage of the amount collected as their fee, but can save you time and effort.

It is important to note that there are potential limitations and exceptions to these options based on the specific circumstances of your case. It is recommended that you consult with a licensed attorney to determine the best course of action for your situation.