How can I protect myself from liability in case of an accident that occurs on my business property in Ohio?
To Protect Your Business From Liability in Ohio
Here are 5 Actions You Can Take:
- Purchase Liability Insurance: Cover the cost of damages or injury claims. Ensure that the policy covers the type of accidents that are likely to occur on the business property. Consult with an insurance agent for appropriate coverage.
- Keep the Property Safe: Repair hazardous conditions, maintain proper lighting and visibility, and ensure compliance with building codes and safety standards for the safety of customers, employees, and visitors.
- Post Warning Signs: Alert individuals of potential hazards on the property that cannot be fixed. Limit liability in case an accident does occur.
- Train Employees: Properly train employees on safety procedures and risk management strategies to minimize accidents and injuries on the business property.
- Document Incidents: Document all details of an accident including witness statements, photographs, and actions taken. Protect against false claims and provide evidence in case a claim is made.
Keep in mind that these actions do not provide complete protection against liability. Negligence or intentional wrongdoing could also contribute to liability. Consult with a licensed attorney for appropriate risk management strategies for your specific business.